Laws and Regulations

1. Equal Credit Opportunity  (site info) How the Equal Credit Opportunity Act (ECOA) protects consumers. http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.ht... 2. Fair Credit Billing Act  (site info) FTC summary of the law governing "open end" credit accounts. http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm 3. Credit Repair Organizations Act  (site info) Full text of the law regulating credit repair organizations. http://www.ftc.gov/os/statutes/croa/croa.htm 4. Fair Credit Reporting Act  (site info) The complete text (as amended October 2001) of the law governing credit reporting. http://www.ftc.gov/os/statutes/fcra.htm 5. Fair Credit Reporting Act  (site info) FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 (called FACTA or the FACT Act). http://www.ftc.gov/os/statutes/fcrajump.htm 1-5 of 12. Next »